Fuel Your Business Growth with Our Funding Solutions
Our Business Funding Process is Secured Simple Easy
Our team has helped over 20K businesses receive
$1 Billion+ Funding
What to expect
Get Funded in 3 simple steps
1
Apply securely online
Visit our Apply now page and start the application process. It’s simple, quick and easy and most importantly, completely secure. We only require 3 recent business bank statements to begin the funding application.
2
Select a funding plan
We start by assigning a business funding specialist to determine exactly what your borrowing needs are. Next, we’ll design a program focused on your funding request and desired repayment terms.
3
Receive Your funds
After you receive your funds, begin the repayment process. Our team will always be available for any future funding requests. For any future funding our renewal funding specialists are on standby for all your upcoming funding needs. Just call us or visit our Get Funded page.
We've got your back for whatever business you run
You’re here because you have big goals. Ours is to ensure businesses of all kinds are connected to the best funding solutions for their needs.
Behind our fast funding, reasonable rates and terms are human beings who keep an efficient, price-transparent environment top of mind.
We’ll be direct about it.
or just call
What Options We Offer
Your business is unique. That’s why Express Capital Options has funding options that fit what you need and match what you do.
Business Loans
Secured financing for your business.
Starts at $25,000
Paid back from your business receipts
Often used for business projects & expenses
Term Loan
Stability to grow revenue over time.
Starts at $500,000
Paid back in up to 36 months
Often used for larger projects
Factoring
Factoring services for your business
Starts at $6,000,000
Interest-only up to 36 months
Often used for major projects or acquisitions
Frequently Asked Questions
We simplify funding. We help business owners across all industries select the best financing solution to grow their business.
We provide all your funding options in one place thanks to a simple application that can get your business approved within hours. A dedicated Funding Specialist is there for you every step of the way.
Applying is simple. We ask a few basic questions about you, your business, and revenue data. It takes minutes to complete and does not affect your credit score.
Our application process is designed to deliver a funding decision within hours.
Once approved, the process is quick and simple. Your funds are transferred directly into your business’s bank account typically within 24 hours. We do offer same day wire.
Our minimum requirements are:
- 6+ months in business
- $15,000 monthly revenue or $180,000 annually
- 500+ FICO Score
To see if your business is eligible for funding, contact one of our expert Funding Specialists.
Most funding options require 3 months of bank statements to review your business’s revenue data. You can upload statements directly to us via our secure online portal here.
Completing your online application will not affect your credit score. However, we conduct a soft credit pull, which should have minimal impact on your credit.
We use the latest bank-grade encryption and Secure Sockets Layer (SSL) technology, we can ensure that the safety of our applicant’s information is our number one priority.
Yes. Most funding options can be paid off ahead of time without any additional fees or pre-payment penalties.
